Wednesday, November 18, 2020

Virginia Negligence Law Expanded to Include Vulnerable Individuals

 

Tuesday, September 29, 2020

Published: Claiming Bystander Emotional Distress in Virginia


I published “Claiming Bystander Emotional Distress in Virginia” on @Medium https://ift.tt/3n1hdZO

Wednesday, September 9, 2020

Published: Differences Between Negligence and Breach of Implied Warranty


I published “Differences Between Negligence and Breach of Implied Warranty” on @Medium https://ift.tt/2FdTx32

VA Bureau of Insurance Urges Insurers to Be Flexible During Pandemic

An experienced lawyer who is based in Richmond, VA, Claire C. Carr serves as the vice president and managing partner at Kalbaugh, Pfund & Messersmith, P.C. A member of the Virginia State Bar, she is admitted to practice in the United States Court of Appeals for the Fourth Circuit. At the firm, Claire Carr represents employers, insurance carriers, and other clients in workers’ compensation cases.

Recently, the Virginia Bureau of Insurance released guidance urging insurers and other licensees to extend flexibility to clients given the hardships created by the unprecedented public health emergency. While not mandating specific practices, the Bureau of Insurance suggests that insurers suspend penalties and late fees, adjust the due dates on premium payments, and extend grace periods.

In addition, the Virginia Bureau of Insurance suggests that insurers only consider cancelling or not renewing policies after making reasonable efforts to work out a payment plan with policyholders. This is particularly true if insured clients are experiencing COVID 19-related issues that cause a delay in their premium payments.

 

Thursday, August 27, 2020

Published: A Claim of Negligence Vs. Implied Warranty of Merchantability


I published “A Claim of Negligence Vs. Implied Warranty of Merchantability” on @Medium https://ift.tt/34IIbhU

Tuesday, August 18, 2020

Published: Advantages of Responding Offensively to a Lawsuit


I published “Advantages of Responding Offensively to a Lawsuit” on @Medium https://ift.tt/3aA4gQE

Sunday, August 9, 2020

Published: How Compensable Consequence Can Make Simple Claim More Complex


I published “How Compensable Consequence Can Make Simple Claim More Complex” on @Medium https://ift.tt/3kEfyYW

Supreme Court Case Precautions against Relying on Pretrial Settlements

With nearly 30 years of legal experience, Claire C. Carr is the managing partner and vice president of Kalbaugh, Pfund & Messersmith, P.C. (KPM Law), in Richmond, VA. Over the course of her career, Claire C. Carr has defended a number of corporate clients in workers’ compensation cases. Her firm also offers representation for automobile liability and insurance defense matters. A 2019 Virginia Supreme Court ruling served as a precaution to liability carriers to avoid relying on a plaintiff and their underinsured motorist (UIM) carrier’s pretrial settlement to lower amounts owed to a plaintiff following a jury verdict.


During the case, the Supreme Court of Virginia confirmed that a plaintiff who reaches a pretrial settlement with their underinsured motorist (UIM) carrier will still receive the full amount due from a defendant in any subsequent jury verdict. In this instance, the plaintiff had $1 million in UIM coverage and the defendant had $250,000 in liability coverage. The plaintiff settled with the UIM carrier for $750,000 prior to the trial, and the carrier agreed to waive subrogation in return for a release of all claims, the latter of which bars an individual from pursuing a personal injury claim against the recipient. When the trial against the defendant occurred, the jury awarded the plaintiff $1.5 million in damages.

While the defendant moved to reduce the verdict, the trial court declined. The Supreme Court determined that the UIM carrier’s payment was not compensation for personal injury, but rather protection against an insured motorist’s ability to pay any damages awarded. Therefore, the plaintiff was entitled to full payments from the defendant and their UIM carrier.

Saturday, August 1, 2020

Published: New Workers’ Compensation Bill Highlights Code-Familiarity Importance


I published “New Workers’ Compensation Bill Highlights Code-Familiarity Importance” on @Medium https://ift.tt/30jk6eV

New 30-Day Response Order for Workers' Compensation in Virginia

With a prestigious AV Preeminent rating from Martindale-Hubbell, Claire C. Carr is a Richmond, VA-based lawyer who serves as a partner of the Workers' Compensation department of Kalbaugh, Pfund & Messersmith, P.C. (KPM Law). In this role, Claire C. Carr leverages more than 30 years of legal experience to advise and defend insurance carriers and other clients against workers' compensation claims. A recent amendment to the Code of Virginia Title 65.2. Workers' Compensation added a new section numbered 65.2-601.2.

As of July 1, 2020, employers and insurance carriers in Virginia will have 30 days from a workers’ compensation claim’s filing date to determine whether or not it will be accepted or denied. In the event that a lack of information prevents either party from making a decision, they must inform the employee of this and ask for additional details within 30 days. Should the employers deny a claim, they are required to provide reasons for doing so.

The new law is only initiated once the employee files a claim with the Virginia Workers' Compensation Commission. This means that an employee must still inform their employer of their intention to file a claim, but the 30-day order won't be issued until it is. While the language in the statute does not mention third-party administrator, insurance carrier, or self-insurer responsibilities, section 65.2-902 states that these parties can receive fines for failing to submit any Commission-mandated reports pursuant to the Workers’ Compensation title. This infers that they can be subject to fines if a response to a 30 Day Order isn't submitted within 30 days.

AV, AV Preeminent, Distinguished, and Notable are certification marks used under license in accordance with the Martindale-Hubbell certification procedures, standards and policies. For more information, visit https://www.martindale.com/ratings-and-reviews/.

Wednesday, July 22, 2020

Published: VA Workers’ Compensation Claims Now Require 30-Day Response Time


I published “VA Workers’ Compensation Claims Now Require 30-Day Response Time” on @Medium https://ift.tt/3holu5O

Can Injured Subcontractors Sue the Companies that Hired Contractors?


via WordPress https://ift.tt/2WLWcqh

Construction Subcontractor Insurance Coverage and Exclusion


A Richmond, VA, resident, Claire C. Carr serves as the vice president and managing partner of Kalbaugh, Pfund & Messersmith, P.C. (KPM Law). Claire C. Carr possesses an extensive background in insurance defense litigation, and she has provided representation to insurance carriers and employers in workers’ compensation matters. In construction cases involving litigation, insurance carriers typically first experience disagreements regarding coverage. Conflicts concerning insured subcontractors is among the most common.

When it comes to subcontractors with a claim filed against them, many don’t know the extent of what is covered under their liability insurance. Contractor and subcontractor insurance usually provides coverage for property damage caused by an occurrence, which refers to the specified circumstances in which the damage is covered under the policy. However, subcontractors often misunderstand policy exclusions that prevent them from receiving coverage.

Understanding coverage exclusions is important. An opinion from the United States District Court for the Western District of Virginia provides a framework for examining this situation. In the ruling, the court found that damage caused by the subcontractor’s faulty work does not qualify as an occurrence because their policy specifically excluded coverage if contractual obligations with their contractor were not met. Moreover, the court also held that negligence does not constitute an occurrence that triggers coverage when a contactor includes negligence allegations in a breach of contract claim against the subcontractor. The court explained that negligence in such cases constitutes only a breach of duty.

Tuesday, July 7, 2020

Published: VA General Assembly Enacted Changes to Workers’ Comp Laws


I published “VA General Assembly Enacted Changes to Workers’ Comp Laws” on @Medium https://ift.tt/2O47d1E

Monday, May 18, 2020

Published: How Compensable Consequence Can Have Far-Reaching Effects


I published “How Compensable Consequence Can Have Far-Reaching Effects” on @Medium https://ift.tt/2LHGqXM

What to Include in a Tender Demand Letter


Claire C. Carr has been working at Kalbaugh, Pfund & Messersmith, PC (KPM LAW) for 28 years at its central office in Richmond, VA. In 1999, Claire C. Carr established the firm’s workers’ compensation insurance department and continues to manage it by serving as the practice group chair. In addition to practicing workers' compensation, Claire previously defended personal injury claims for businesses and companies who were sued by a customer for injuries received from some kind of accident. Frequently there was another company who contractually bore responsibility for the injuries. In those cases, Claire's client company may "tender its defense" over to another company to step in and defend, pursuant to a contract those parties had entered into.

Insurance is about risk transfer, but if that transfer includes expensive litigation, it becomes much less valuable. One of the steps in successfully transferring the risk of loss is to “tender” the defense of the claim to a third party and demand that the tender is accepted and that the third party step in to defend the claim. A tender demand letter must include all of the facts about the claim, including the parties involved, date, time, location, etc. Moreover, a copy of the indemnity contract that contains the duty to indemnify needs to be included, along with a copy of the certificate of insurance that identifies an organization as an additional insured or loss payee.

Always make sure the certificate of insurance is for the policy period in which the claim occurred. Also, remember that the letter is discoverable, so it should be worded carefully to avoid its use in litigation against you.

Wednesday, May 13, 2020

Published: The Collateral Source Rule in Contract Cases


I published “The Collateral Source Rule in Contract Cases” on @Medium https://ift.tt/2WSOBpi

When Remote Testimony Is Allowed in Court


Richmond, VA-based lawyer Claire C. Carr became the first associate attorney hired by her firm in 1992 and the first associate to be promoted to partner in 1998 at Kalbaugh, Pfund & Messersmith, PC (KPM LAW). Claire C. Carr specializes in workers’ compensation cases. KPM LAW is an insurance defense firm with over 40 attorneys, over 30 of whom try civil cases and participate in jury trials.

The use of technology in civil trials is making great strides as noncritical witnesses are allowed to provide testimony on live audiovisual links rather than in person. A recent rule by the Virginia Supreme Court provides guidelines for the court and litigants regarding the circumstances under which witnesses should be permitted to testify in absentia.

The ultimate decision is up to the court, but the guidelines establish that the court should allow remote testimony if:

- All parties consent;

- The witness is more than 100 miles from the hearing;

- The witness is a superintendent of a hospital for the insane more than 30 miles from the place of trial;

- The witness is a physician, surgeon, dentist, chiropractor, registered nurse, physician’s assistant, or nurse practitioner, who, in the regular course of his or her profession, treated or examined any party to the proceeding; or

- The witness is in any public office or service with duties that prevent his or her attending court.

Expert witnesses are still viewed as critical to the outcome of cases and therefore are not subject to these guidelines. However, the court may permit their remote testimony under “exceptional circumstances.”

Friday, May 1, 2020

Published: KPM LAW Attorney Named to The Best Lawyers in America List


I published “KPM LAW Attorney Named to The Best Lawyers in America List” on @Medium https://ift.tt/3fawofi

Best Lawyers Methodology Highlights Excellence


A vice president, shareholder, and managing partner at Kalbaugh, Pfund & Messersmith, PC, Claire C. Carr leverages more than three decades of experience as a lawyer to practice insurance defense litigation at the Richmond, VA, firm. Over the course of her career, Claire C. Carr has been recognized numerous times. A Martindale-Hubbell AV-rated attorney, she was named to the Best Lawyers list in 2020.

Published annually since 1983, the Best Lawyers list is recognized globally as the most reliable source for legal referrals. Ms. Carr’s inclusion on this list validates that she practices at a high level of legal excellence, as demonstrated in her unfaltering commitment to safety managers, claims adjusters, and other insurance professionals with whom she partners. Her ability to accommodate each client’s needs by tailoring its legal defenses has also helped her cement her position in the legal community.

To create its list, Best Lawyers reviews nominations of attorneys submitted by their peers or clients. Peers review nominees based on their geographical region and the quality of their work in their practice area.

The publication subsequently reviews voter information and confirms that candidates are in good standing with their local bar associations. Based on peer reviews and the confirmation that candidates are in good standing, Best Lawyers compiles its list and publishes it online and in print.

AV, AV Preeminent, Distinguished, and Notable are certification marks used under license in accordance with the Martindale-Hubbell certification procedures, standards and policies. For more information, visit https://www.martindale.com/ratings-and-reviews/.

Thursday, April 23, 2020

Published: Virginia Criteria for Workers’ Comp Eligibility Shifts


I published “Virginia Criteria for Workers’ Comp Eligibility Shifts” on @Medium https://ift.tt/2S4jzsW